See exactly how every rental you own is performing. Then find what you're missing.
Keystone IQ writes your ledger automatically, then tells you which specific tenant, vendor, or expense is quietly costing you money, across your whole portfolio, long-term and short-term.
The Manual Spreadsheet Way
Tools that never talked to each other.
With Keystone IQ
One place, plus AI that finds the money.
Keystone IQ builds your books, and then its AI finds the money you're missing.
Built for how you invest
Long-term leases, short-term stays, or a stack of statements you dread every April: pick your world and watch it work.
See who’s paid and who’s behind, at a glance
Every unit shows expected vs received and the net to you after management fees. One tap on “Past due” rolls up everyone behind, with their balances totaled across every overdue month.
See rent tracking
Stop typing. Know where you stand. Make better decisions.
Independent investors spend most of their time entering data, and very little actually managing the asset. Keystone IQ flips that ratio. Here's how, on day one.
The AI reads the document and writes the ledger.
Drop in a mortgage statement, an owner packet, or a stack of invoices. Keystone IQ extracts every line, splits principal from interest, and books it to the right property.
- PDF & HTML statements, owner packets, invoices
- Duplicate-safe: the same statement never posts twice
- Every row keeps a link back to the source document
See exactly where every dollar goes.
Every payment is grouped by vendor and by category automatically. No tagging, no spreadsheets. Spot your biggest costs, catch a vendor you've grown over-reliant on, and see how spend splits across capital, operating, and fees at a glance.
- Ranked by vendor and by category, portfolio-wide
- Top-vendor concentration surfaced automatically
- Filter by property and time period in a click
See who's leased through when, the whole year at a glance.
A live occupancy timeline across every unit: current leases, renewals pending, and exactly when each one expires, so a vacancy never sneaks up on you. Every property groups its units with rent and occupancy right alongside.
- Every unit's lease term on one timeline
- Renewals and expirations flagged before they bite
- Portfolio occupancy and vacancy, year-to-date
Your portfolio gets a grade.
And it tells you why.
Every property gets a 0–100 Health Score across five weighted factors, including its Operating Expense Ratio (OER) and Debt Service Coverage Ratio (DSCR), which weighs Net Operating Income (NOI) against your mortgage payment. When the score moves, AI surfaces which factor changed and walks through the numbers behind it: the one view no spreadsheet gives you.
See exactly how the score is calculated
Healthy property
Needs a closer look
Optimization Opportunities
It finds the money. Then it shows its work.
Keystone IQ reads your ledger for rent below market, duplicate vendors, leases coming up, thin debt coverage and policies about to renew. Every figure is computed from your own data by a published formula, never estimated by a language model.1
Why you can act on these
Market-rent comparisons use an automated estimate, not an appraisal.3 Keystone IQ surfaces the opportunity and the arithmetic behind it. The decision stays yours.
Catches the vendor you didn't realize you were paying twice.
Nine categories are billed to more than one vendor across this portfolio. Keystone IQ groups them automatically and puts a real number on the savings, no spreadsheet cross-referencing required.
- Every category cross-referenced across all your properties
- Ranked by opportunity size, largest first
- Click any row for the full vendor breakdown
Catches the vendor you didn't realize you were paying twice.
Nine categories are billed to more than one vendor across this portfolio. Keystone IQ groups them automatically and puts a real number on the savings, no spreadsheet cross-referencing required.
- Every category cross-referenced across all your properties
- Ranked by opportunity size, largest first
- Click any row for the full vendor breakdown
A $6,200 repair bill doesn't wait until month-end to get noticed.
Every transaction is checked the moment it posts against that property's own history. A repair bill 2–3× normal for that unit gets flagged immediately, not buried in next month's total.
- Compared against that property's own baseline, not a generic threshold
- Flagged the moment it posts: no month-end surprise
- Pure arithmetic: no model, nothing to hallucinate
Plans start at $4.99/month.
Starter unlocks the dashboard, ledger, and AI document import for up to 5 properties. Pro adds Plaid bank + mortgage sync, the Portfolio Health Score, AI Insights, the CPA tax package, the Document Vault, and unlimited properties.
14-day free trial. No credit card.
Your data stays yours
Encrypted (AES-256) at rest, encrypted (TLS) in transit, never sold or trained on. Read the full Trust page for details.
Get your books off the spreadsheet.
Join the waitlist and be first in line when Keystone IQ opens to new investors.
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Disclosures
- 1.Investment metrics & AI insights. For informational purposes only. Not investment, tax, or financial advice.
- 2.Tax. Not tax advice. Consult a qualified tax advisor for your specific situation.
- 3.Property valuation. Automated estimate, not an appraisal. Actual market value may differ.
- 4.Forecast. Forecast based on current data. Future results may differ.